Rosland Capital vs Blanchard Company: Unbiased Comparison
Investors seeking to compare Rosland Capital vs Blanchard Company for a precious metals IRA face a significant decision with long-lasting implications. Our comprehensive analysis cuts through the industry jargon to offer a straightforward comparison on fees, products, and customer service. Maintain your wealth with confidence as we delve into which gold IRA provider stands out in the highly competitive precious metals sphere.
Key Takeaways
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Rosland Capital and Blanchard Company are both reputable precious metals IRA services, with Rosland offering a wider product range and Blanchard specializing in rare and collectible coins.
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Both companies provide a variety of IRA-eligible precious metals products, with Rosland Capital having a more extensive selection and lower minimum investment requirements, while Blanchard focuses on a more selective offering catered to gold and numismatic value.
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Transparent and competitive fee structures are key offerings from both firms, with Rosland Capital utilizing flat-rate fees for account setup and maintenance, and Blanchard Company working with the GoldStar Trust Company’s fee structure based on assets’ market value.
Company Backgrounds
Understanding the reputation of each contender in the precious metals market is vital. Let’s delve into the backgrounds of our contenders. On one hand, we have Rosland Capital, a company established in 2008 that quickly made a name for itself with an extensive product range and competitive pricing. On the other hand, we have the Blanchard Company, a family-owned business that has been around since 1975 and has mastered the art of dealing with rare and collectible coins. Both have made significant contributions to the precious metals industry and are well-regarded for their customer-centric approach and transparent pricing.
Rosland Capital History and Mission
Since its inception, Rosland Capital has emerged as a significant player in the precious metals market. The company’s BBB accreditation is a testament to its consistent dedication to customer needs. One of their standout offerings is the low minimum balance requirements for their gold IRA accounts, making it easier for a broader range of investors to dip their toes into the world of precious metals investing.
Moreover, Rosland Capital provides:
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A promotional deal where new customers earn $1,000 in free gold for every $20,000 in qualifying purchases
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A comprehensive process for initiating a gold IRA
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A high BBB customer review rating
Despite some criticisms for aggressive salesmanship, Rosland Capital remains a solid choice for investors seeking a diverse product range and competitive fees.
Blanchard Company History and Mission
Tracing back over four decades, the Blanchard Company has a rich history. Since its founding in 1975, it has established itself as one of the most experienced companies in the precious metals industry. Notably, the company played a pivotal role in legalizing gold ownership for individual citizens. This dedication to empowering individual investors is a testament to Blanchard’s commitment to customer service and its mission to provide the best possible investment options.
Blanchard’s specialty lies in the realm of rare and collectible coins. They offer a diverse range of gold and silver coins and bars, perfect for collectors and investors seeking numismatic value. The company also places a strong emphasis on cultivating robust customer relationships through personalized investment strategies. This approach has enabled them to maintain their status as one of the best gold IRA companies in the market.
Precious Metals IRA Offerings
After understanding a company’s reputation, evaluating their product offerings is the next crucial step. A gold IRA provider should offer a diverse range of products to meet the varying needs of investors. Both Rosland Capital and Blanchard Company offer a variety of precious metals IRA products, including:
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Gold coins
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Silver coins
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Gold bars
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Silver bars
However, there are some differences in their product selections that are worth noting.
Rosland Capital distinguishes itself by offering a broad selection of physical precious metals products, including silver platinum and palladium, as well as:
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Gold
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Specialty coins
This diverse product range ensures that investors have a wide array of options when creating their precious metals IRA, including various investment portfolios.
On the other hand, Blanchard Company’s offerings are more focused. They specialize in gold coins, 1 oz gold bars, and 1kg gold bars for precious metals IRAs, with a more limited selection of silver IRA products. This limited selection may present challenges for investors looking for a wider variety of options for their precious metals IRA.
Rosland Capital’s Gold and Silver IRA Products
When it comes to gold and silver IRA products, Rosland Capital offers an extensive selection, including:
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Gold
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Silver
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Platinum
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Palladium
These precious metals are available for direct purchase by investors. Rosland Capital also provides various IRS-approved gold IRA products, making it easier for investors to diversify their retirement savings with a gold IRA account.
In addition to gold and silver, American Hartford Gold, along with Rosland Capital, also offers PAMP platinum bars and one-ounce Credit Suisse palladium bars. These offerings ensure that investors have a wide range of options when it comes to diversifying their precious metal IRA.
The minimum initial purchase requirement for a gold IRA with Rosland Capital is $2,000, making it accessible for a broad range of investors.
Blanchard Company’s Gold and Silver IRA Products
Blanchard Company, a reputable gold IRA company, provides a more focused selection of gold IRA products. Their offerings primarily include gold coins, 1 oz gold bars, and 1kg gold bars specifically for precious metals IRAs. These products cater to investors interested in gold as a safe-haven asset during times of economic uncertainty.
In terms of silver IRA products, Blanchard Company offers a limited range. They specifically focus on those that meet IRA eligibility requirements. While this might seem restricting, it’s important to note that Blanchard’s long-standing presence in the precious metals industry and their focus on rare and collectible coins make them a reliable choice for investors interested in these specific types of assets.
Fees and Pricing Structures
Considering the fee structure is a critical step when choosing a precious metals IRA provider. Fees can significantly impact the return on your investment, so understanding how much you’ll be charged for account setup, storage, and administration is key. Let’s compare how Rosland Capital and Blanchard Company fare in terms of their fee structures.
Rosland Capital is known for its competitive fee structure, although specific fee amounts are not disclosed on their website. On the other hand, Blanchard Company’s fees are determined by the GoldStar Trust Company’s fee structure, which includes a $25 setup fee, a $40 transaction fee, and an annual administrative fee that amounts to 0.8% of the total assets’ fair market value. These fees can add up, so it’s important to factor them into your investment decision.
Rosland Capital’s Fee Structure
Rosland Capital’s fee structure includes:
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A one-time account set-up fee of $50
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An annual maintenance fee of $100
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Annual storage fees of either $100 or $150, depending on the selected storage option
These flat-rate fees make it easy for investors to understand exactly what they’re paying for.
Aside from these fixed fees, Rosland Capital also charges for the price of the products, shipping and handling, and a commission or spread when acquiring gold. It’s important to note that Rosland Capital does not list prices for its products online. Instead, they encourage customers to contact their customer service team for pricing information. This can make it difficult for potential investors to compare prices and make informed decisions.
Blanchard Company’s Fee Structure
Blanchard Company’s fee structure is determined by the GoldStar Trust Company. The fee structure for your IRA includes a one-time set-up fee of $25. Additionally, there is a transaction fee of $40 for each purchase or sale made. There are no additional hidden fees, making their pricing structure transparent and straightforward.
Blanchard Company IRA charges an annual administrative fee that amounts to 0.8% of the total assets’ fair market value. This fee is calculated based on the value of the assets held in the account. This fee structure differs from some other precious metals IRA providers, such as Augusta Precious Metals, which imposes a $300 annual maintenance fee for a Gold IRA. It’s crucial for potential investors to understand these fees and factor them into their overall investment decision.
Customer Service and Support
Consideration of customer service quality is vital when selecting a precious metals IRA provider. Both Rosland Capital and Blanchard Company prioritize customer service and offer personalized assistance to guide clients through the investment process. However, the quality of customer service can greatly impact an investor’s experience and overall satisfaction.
Rosland Capital provides customer support through various channels, including:
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Email
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Telephone
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Online form
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Social media
In addition, customers have the opportunity to directly reach out to their dedicated Rosland Account Representative for specific needs such as liquidations.
Conversely, Blanchard Company focuses on cultivating robust customer relationships through personalized investment strategies and has a Legendary Service® customer service program to ensure consistent, excellent service.
Rosland Capital’s Customer Support
Rosland Capital’s customer service operates from Monday to Friday, between 7:00am and 6:00pm PST. Customers can reach them through different phone numbers for specific inquiries, such as marketing enquiries at 310-593-2200, employment verification at 800-665-4857, and a general contact number at 1-844-754-1349. Alternatively, they can also reach out via email at services@roslandcapital.com.
Despite some criticisms for aggressive salesmanship, Rosland Capital’s customer service has garnered favorable feedback on Trustpilot, with customers expressing their satisfaction by rating the company as excellent. This positive reception, combined with their A+ BBB rating, demonstrates Rosland Capital’s commitment to providing a high level of customer service.
Blanchard Company’s Customer Support
Blanchard Company has incorporated the Legendary Service® customer service program to educate managers and service providers on delivering consistent, excellent service. Their customer support team can be reached through phone, email, or by submitting a contact form on their website. They even provide customer support in various languages, including English, German, Japanese, and Chinese, to cater to a diverse international clientele.
While the company has received some criticisms related to its sales tactics, Blanchard’s emphasis on cultivating robust customer relationships and their dedication to resolving issues demonstrate their commitment to upholding customer satisfaction. Their A+ rating from the BBB is a testament to their efforts to maintain high levels of customer service.
Educational Resources and Market Insights
Both Rosland Capital and Blanchard Company recognize the need to equip investors with the essential knowledge for making informed decisions. They offer a wealth of educational resources and market insights on their respective websites, helping investors navigate the complexities of the precious metals market.
Rosland Capital provides a diverse range of educational resources on its website, including detailed information on gold IRAs, the investment process, and educational content on various precious metals including silver.
Blanchard Company, on the other hand, provides comprehensive investor resources, including guides and news updates, to ensure that investors are well-informed about the precious metal and rare coin market.
Rosland Capital’s Educational Content
Rosland Capital’s website features a wealth of educational content designed to help investors understand the nuances of investing in precious metals. They offer detailed information about gold IRAs and the investing process, as well as an FAQ section for gold IRAs.
In addition to this, Rosland Capital offers a complimentary Gold IRA guide that covers topics like the distinction between numismatic and bullion coins and determining the optimal choice, as well as details about precious metals IRAs. They also have extensive coverage of the benefits of investing in precious metals, including diversification, protection against market volatility, and potential tax advantages.
Blanchard Company’s Educational Content
Blanchard Company provides a range of comprehensive investor resources, including guides and news updates, to ensure that investors are well-informed about the precious metal and rare coin market. They periodically update their charts and guides on precious metals, creating new eBooks about the fundamentals of investing in precious metals.
To keep investors informed about the latest market trends and updates in the precious metals industry, Blanchard Company offers the Blanchard Index, spot prices page, and Blanchard Monthly Index. These resources offer news updates and insights into market trends for precious metals, helping investors make informed investment decisions.
Reputation and Reviews
In the selection of a precious metals IRA provider, the reputation of the provider is paramount. Evaluation of the company’s track record, customer reviews, and industry expert ratings is vital. Both Rosland Capital and Blanchard Company have solid reputations in the precious metals industry, with positive reviews and ratings from customers and industry experts.
Rosland Capital has been awarded an A+ rating by the BBB and has received commendable customer satisfaction ratings, as evidenced on the BBB and Trustpilot websites.
Blanchard Company, on the other hand, also holds an A+ rating from the BBB and is acknowledged as a well-regarded retail investment firm that specializes in rare coins and precious metals.
Rosland Capital’s Reviews and Ratings
Rosland Capital holds BBB accreditation with an A+ current rating. Despite some criticisms for aggressive salesmanship, the company has garnered favorable feedback on Trustpilot, with customers expressing their satisfaction by rating the company as excellent. This positive reception, along with their comprehensive process for initiating a gold IRA, has resulted in a high BBB customer review rating.
Apart from these ratings, Rosland Capital also maintains a 4-star rating on Trustpilot and an ‘A+’ rating from the Better Business Bureau, signifying favorable customer experiences and a strong commitment to customer contentment. These ratings, combined with their extensive product offerings, make Rosland Capital a solid choice for investors in the precious metals market.
Blanchard Company’s Reviews and Ratings
Blanchard Company:
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Awarded an A+ rating by the Better Business Bureau (BBB), the highest attainable rating
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Well-regarded retail investment firm specializing in rare coins and precious metals
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Some criticisms related to sales tactics and potential risks of investing in rare coins
Despite these criticisms, Blanchard Company maintains an average rating of 3.9 out of 5 on Focus on the User. This, along with their A+ BBB rating and long-standing presence in the precious metals industry, make Blanchard Company a legitimate and reliable option for precious metals investors.
Summary
In conclusion, both Rosland Capital and Blanchard Company are reputable providers in the precious metals IRA industry. They each offer unique advantages and services tailored to meet the diverse needs of investors. Rosland Capital stands out for its diverse product offerings, low minimum balance, and low fees, while Blanchard Company is known for its long history in the industry and its emphasis on rare and collectible coins.
Ultimately, the choice between these two companies will depend on an investor’s individual needs and preferences. It’s important to consider factors like product offerings, fee structure, customer service, and reputation when choosing a precious metals IRA provider. Both Rosland Capital and Blanchard Company offer solid options for investors looking to diversify their portfolios with gold and silver.
Frequently Asked Questions
Is Rosland Capital a reputable company?
Yes, Rosland Capital is a reputable company with an “A+” rating from the Better Business Bureau and an AAA rating from the Business Consumer Alliance, and positive customer reviews.
Which gold IRA company is best?
Goldco is the best overall gold IRA company with an A+ rating from the BBB, AAA from the Business Consumer Alliance, and a 4.8 Trustpilot rating.
Which company sells the best gold?
I’m sorry, I couldn’t find a specific company mentioned in the responses. If you have a specific company in mind, I can help you with more information.
What are the main products offered by Rosland Capital and Blanchard Company?
Rosland Capital offers a variety of precious metals IRA products such as gold, silver, platinum, and palladium, including specialty coins. Blanchard Company provides gold coins, 1 oz gold bars, and 1kg gold bars tailored for precious metals IRAs, with a narrower selection of silver IRA products.
