Regal Assets vs Rosland Capital: Which Company To Choose?
Investors comparing Regal Assets vs Rosland Capital are looking for the best place to safeguard and grow their retirement wealth through a Gold IRA. Immediate concerns typically include each company’s fee structures, range of offerings, and trustworthiness in the market. This article cuts through the industry jargon to compare Regal Assets, with its innovative blend of precious metals and cryptocurrencies, against Rosland Capital’s dedication to gold-based retirement solutions. We’ll guide you through every aspect from costs to customer feedback, so you can confidently choose the right partner for your financial future.
Key Takeaways
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Regal Assets offers a blend of precious metals and cryptocurrencies in their IRA accounts, while Rosland Capital focuses exclusively on traditional gold IRAs.
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Regal Assets has a competitive and straightforward fee structure with no account setup fees, whereas Rosland Capital has a one-time setup fee as well as annual maintenance and storage fees.
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Both companies have been recognized within the industry, with Regal Assets featuring in top financial publications and Rosland Capital holding an A+ BBB rating, despite Regal Assets having mixed customer reviews and an F rating from the BBB and Consumer Alliance.
Comparing Regal Assets and Rosland Capital
Investing in gold IRAs requires a solid understanding of the options available in the market. Regal Assets and Rosland Capital, two top gold IRA companies, each present distinct opportunities for diversifying retirement portfolios with precious metals. Both companies offer gold IRAs, but their services diverge when it comes to aspects such as fee structures, reputation, and customer service. Opening a gold IRA account with either company can be a strategic move for your financial future.
Regal Assets steps beyond the traditional gold IRA offerings with the inclusion of cryptocurrencies in their portfolio, while Rosland Capital sticks to the tried-and-true gold IRAs. Both have their unique fee structures and reputation in the industry, but when it comes to customer service, they diverge in their approach.
Offerings: Gold IRAs and Beyond
Knowing what different gold IRA companies offer is key to diversifying retirement accounts. Regal Assets distinguishes itself by offering a blend of precious metals, including physical gold, and cryptocurrencies in their IRA accounts. This provides investors with a unique opportunity to diversify their retirement portfolio with assets such as:
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Gold
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Silver
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Platinum
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Palladium
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Bitcoin
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Ethereum
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Litecoin
among others.
Rosland Capital, on the other hand, primarily focuses on gold IRAs. While they don’t offer the option to integrate cryptocurrencies into their IRA accounts, they do provide a diverse range of gold and other precious metals. The choice between these two can come down to whether an investor is seeking a purely precious metals IRA or a blend of precious metals and digital assets.
Fee Structures and Pricing
Making an informed decision involves assessing the fee structures and pricing of gold IRA companies. Regal Assets stand out with their low and competitive fee structure. They don’t charge any fees for establishing an account and maintain a minimal IRA investment prerequisite of $5,000. This affordability, coupled with their diverse investment options, makes them a highly attractive option for those looking to diversify their retirement portfolios with precious metals and cryptocurrencies.
On the other hand, Rosland Capital’s fee structure is not as straightforward. They charge a one-time setup fee, as well as annual maintenance and storage fees. While these fees are average for the industry, they might not be the most cost-effective option, especially for those with smaller investment amounts.
Reputation and Industry Presence
When selecting a gold IRA company, the reputation and industry presence of the company play a fundamental role. Regal Assets has made its mark in the industry, being featured in esteemed publications such as Bloomberg, Forbes, and MarketWatch, and securing the #20 position on INC 500’s list for financial services. This recognition testifies to their robust standing in the industry.
However, it’s important to be aware of the company’s reputation with industry watchdogs. Regal Assets has been assigned an F rating by both the Better Business Bureau and Consumer Alliance, indicating a need for improvement in their standing with these entities.
Customer Service and Support
Any reliable gold IRA company is marked by excellent customer service and support. Regal Assets offers customer service via telephone and messaging during their operating hours from Monday to Friday. However, customer feedback regarding their service is mixed. Some customers have reported excellent experiences, while others have encountered issues with delayed deliveries of physical metals and discrepancies in their account holdings.
In the event of missed delivery deadlines, Regal Assets takes a remedial approach by offering a complimentary Silver American Eagle coin to the customer. While this shows a commitment to resolving issues, it’s crucial to consider these mixed reviews when evaluating the company’s overall customer service.
Company Histories and Founders
Gaining insights into the ethos, evolution, and industry standing of gold IRA companies involves understanding their history and founders. Both Regal Assets and Rosland Capital have rich histories and dynamic founders who have led their companies to prominence in the industry. Regal Assets was founded by Tyler Gallagher in 2009, and Rosland Capital was established by Marin Aleksov a year earlier in 2008.
While both companies have carved out their niches in the industry, they have taken distinct paths. Regal Assets, with its diverse offerings and competitive fee structure, has grown into a leading name in the gold IRA industry. On the other hand, Rosland Capital, with its focus on traditional gold IRAs, has built a solid reputation and loyal customer base.
Regal Assets History and Founder
Regal Assets:
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Established by Tyler Gallagher in 2009
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Started as a one-man show, with Gallagher personally managing all procedures for the initial customers’ gold IRAs
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Experienced substantial growth over the years
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Achieved the #20 position in the United States for Financial Services as per Inc. Magazine
Regal Assets has achieved the following accolades:
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An ‘A+’ rating with the Better Business Bureau in 2010
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Introduced the first-ever alternative assets IRA account called Regal IRA™
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Solidified its position as a top-rated alternative assets company since 2009
Rosland Capital History and Founder
Rosland Capital:
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Founded by Marin Aleksov in 2008
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CEO: Marin Aleksov
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Focuses on providing gold IRAs, similar to Birch Gold Group
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Recognized as a leading precious metal company in the United States
While Rosland Capital has remained true to its traditional gold IRA offerings, it has also endeavored to provide excellent customer service and education for its clients. This commitment to customer satisfaction is reflected in its A+ rating from the Better Business Bureau and relatively few consumer complaints.
Storage Options and Insurance
Understanding the storage options and insurance policies offered by the companies is crucial when investing in gold IRAs. Both Regal Assets and Rosland Capital offer storage solutions for precious metals, ensuring their safekeeping. However, the specifics of these storage options and the associated fees can vary between the two companies.
Regal Assets partners with Brink’s Global Services for secure storage, offering both private storage vaults and segregated vault storage. On the other hand, Rosland Capital provides storage with annual fees based on the type chosen, along with a one-time set-up fee and annual maintenance fee.
Regal Assets Storage and Insurance
Regal Assets offers a variety of storage solutions for gold IRAs. They have partnered with Brink’s Global Services, known for its advanced security measures, to ensure the safekeeping of assets. They offer both private storage vaults and segregated vault storage, ensuring that clients’ precious metals are stored separately from others.
In terms of insurance, Regal Assets offers comprehensive coverage for the metals stored in their secure vaults. They also ensure full insurance coverage for the metals during transportation. Their storage and insurance fees are relatively low, at a fixed annual fee of $150, making them an affordable option for many investors.
Rosland Capital Storage and Insurance
Rosland Capital provides the following services:
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Secure storage options for precious metals
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Partnership with trusted storage facilities to ensure the safekeeping of customers’ assets
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Adherence to IRS regulations, providing additional peace of mind for investors.
When it comes to insurance, Rosland Capital offers coverage for the storage of precious metals in a secure, insured, IRS-approved vault or storage facility. However, it’s important to note that they charge a one-time setup fee, as well as annual maintenance and storage fees, which are based on the type of storage chosen.
Buyback Policies and Liquidity
Investing in gold IRAs critically involves understanding a company’s buyback policy and the liquidity of your assets. Both Regal Assets and Rosland Capital have buyback policies in place, allowing investors to sell their assets back to the company under certain conditions. However, the specifics of these policies and how they impact the liquidity of your assets can vary between the two companies.
Regal Assets offers a buyback program, enabling customers to resell their precious metals back to the company at competitive prices. On the other hand, Rosland Capital offers a 30-day buyback policy, providing customers with the opportunity to receive a full refund upon returning their products, provided they meet all the requirements.
Regal Assets Buyback Policy and Liquidity
Regal Assets provides a buyback program that enables customers to sell the precious metals they purchased from the company back at competitive prices. This policy provides liquidity to their customers, allowing them the opportunity to liquidate their assets when needed.
Moreover, Regal Assets also offers guaranteed shipping within seven days, ensuring a quick turnaround time for their buyback program. This quick turnaround time, coupled with their competitive prices, demonstrates Regal Assets’ commitment to providing flexible and convenient services to their customers.
Rosland Capital Buyback Policy and Liquidity
Rosland Capital also offers a buyback policy that allows customers to return their products within a 30-day period for a full refund, provided they meet all the requirements. This policy provides customers with a certain level of flexibility, allowing them to change their minds about their purchases within a specified period.
In terms of liquidity, the assets held with Rosland Capital, including physical precious metals, are recognized for their high liquidity. This means that they can be readily and easily converted to cash, providing investors with the flexibility they need when managing their investment portfolios.
Educational Resources and Market Insights
For any investor, particularly those new to gold IRAs, educational resources and market insights are invaluable tools. Both Regal Assets and Rosland Capital offer a range of educational resources and insights, aimed at helping investors make informed decisions.
Regal Assets provides a variety of resources including webinars, articles, and a complimentary investor’s kit. On the other hand, Rosland Capital offers a wealth of online resources, including ‘Buy Gold 101’ and ‘Rosland Capital Gold’, to help customers understand the value and complexities of investing in precious metals.
Regal Assets Education and Insights
Regal Assets offers a comprehensive suite of educational resources for individuals interested in investing in precious metals and IRAs. Their materials include webinars, articles, and a complimentary investor’s kit. These resources provide a wealth of information, helping investors to understand the intricacies of investing in precious metals and cryptocurrencies.
In addition to their educational materials, Regal Assets also offers market insights through their newsletter. They provide market analysis and insights for alternative assets, including precious metals and cryptocurrencies. These insights can be invaluable for investors looking to stay informed about market trends and make informed investment decisions.
Rosland Capital Education and Insights
Rosland Capital also offers a range of educational resources aimed at educating customers about precious metals. They provide materials such as ‘Buy Gold 101’, the ‘Rosland Capital Gold’ information suite, and a comprehensive ‘Precious Metals & Coins Glossary’, which includes information on gold coins. These resources help customers comprehend the value of precious metals and the complexities of acquiring them.
In addition to their educational materials, Rosland Capital also provides market insights through their precious metals blog, articles, and news section, along with real-time gold and silver price charts. These resources help to keep customers informed about market trends and enable them to make informed investment decisions.
Customer Reviews and Testimonials
Insights into the experiences of actual customers can be gained from customer reviews and testimonials. Both Regal Assets and Rosland Capital have a range of customer reviews available across various platforms, providing prospective customers with a glimpse into the experiences of others.
Regal Assets has a mix of positive and negative reviews. Some customers have praised the company for its diverse offerings and customer service, while others have raised concerns about scams and financial losses.
On the other hand, Rosland Capital has generally received positive feedback from customers. However, some customers have raised concerns about the high prices of rare coins and the quality of metals purchased.
Regal Assets Customer Feedback
Customer feedback for Regal Assets is mixed. Some customers have reported positive experiences with the company, praising its diverse investment options and customer service. However, there have also been negative reviews, with some customers labeling the company a scam and reporting financial losses.
It’s important to note that the company has taken steps to address these issues. In cases where customers have reported issues such as delayed deliveries of physical metals or discrepancies in their account holdings, Regal Assets has offered remedial measures, including offering a complimentary Silver American Eagle coin in the event of missed delivery deadlines.
Rosland Capital Customer Feedback
Rosland Capital has generally received positive feedback from customers. Many customers have praised the company for its competitive fees for gold IRA and precious metal acquisition. This is reflected in its A+ rating from the Better Business Bureau and its average user rating of 4.7 out of 5.
However, there have been some negative reviews as well, including:
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Customers raising concerns about the high prices of rare coins
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Unprofessional conduct of customer service representatives
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Concerns about the quality of metals purchased
Despite these concerns, Rosland Capital has taken proactive measures to address negative reviews and has actively sought feedback from their customers to enhance their services.
Accreditation and Ratings
Investors can gain confidence in a company from accreditation and ratings from trusted organizations. Both Regal Assets and Rosland Capital have received accreditation and ratings from various organizations, reflecting their commitment to quality service and customer satisfaction.
Regal Assets has been accredited with the Better Business Bureau and has achieved their highest A+ rating. However, they have also been assigned an F rating by both the Better Business Bureau and Consumer Alliance, indicating a need for improvement in their standing with these entities.
On the other hand, Rosland Capital has been accredited by the Better Business Bureau and has achieved an ‘A+’ rating, reflecting positive customer feedback and a solid reputation in the industry.
Regal Assets Accreditation and Ratings
Regal Assets has received various professional ratings, including:
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A 4.8-star customer rating with 1,821 reviews
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An A rating with Trust Link
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A triple AAA rating at The Business Consumer Alliance (BCA)
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The #20 position on INC 500’s list for financial services
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Being named America’s #1 Gold IRA provider from 2012 to 2014 in the Consumers Choice Awards.
However, it’s important to note that Regal Assets has not obtained accreditation from the Better Business Bureau, and there have been reports from some customers about negative experiences, including claims of scams and loss of money. This mixed feedback highlights the importance of considering multiple factors, including customer reviews, when evaluating a company’s reputation.
Rosland Capital Accreditation and Ratings
Rosland Capital has been accredited by the Better Business Bureau (BBB) and has achieved an ‘A+’ rating from the organization. This rating is based on various factors, including the company’s commitment to customer service and the length of time the company has been operating.
In addition to their BBB accreditation, Rosland Capital has also been assigned a AAA rating by the Business Consumer Alliance. This rating is the highest possible rating awarded by the BCA, indicating that Rosland Capital has a solid reputation and a commitment to customer satisfaction.
Alternative Gold IRA Companies
Other companies are also worth considering for precious metals IRAs, in addition to notable options like Regal Assets and Rosland Capital. One such company is Augusta Precious Metals. Like Regal Assets and Rosland Capital, Augusta Precious Metals offers gold IRAs and other precious metals investment options. When searching for the best gold ira companies, these names should be on your list, especially if you’re looking to transfer an existing ira into a gold IRA.
However, it’s important to note that while Augusta Precious Metals offers a buyback program, the repurchase of sold products is not guaranteed. As with any investment decision, it’s crucial to conduct thorough research and consider multiple options before making a decision.
Summary
In conclusion, both Regal Assets and Rosland Capital offer unique opportunities for investors looking to diversify their retirement portfolios with gold IRAs. Regal Assets stands out with its diverse offerings, including cryptocurrencies, and competitive fee structure. However, their customer feedback is mixed, and their standing with industry watchdogs could be improved.
On the other hand, Rosland Capital sticks to traditional gold IRAs and has garnered a solid reputation in the industry, reflected in their A+ rating from the BBB. However, they may not be the most cost-effective option, especially for those with smaller investment amounts. As always, it’s critical for investors to conduct thorough research and consider multiple options before making an investment decision.
Frequently Asked Questions
Is Rosland Capital a reputable company?
Yes, Rosland Capital is a reputable company with an “A+” rating from the Better Business Bureau and strong customer reviews. They offer expertise in the precious metals space and are accredited by reputable organizations.
Which gold IRA company is best?
Goldco is our top choice for the best gold IRA company due to its exceptional track record, high ratings, and comprehensive educational resources.
Where is the best place to invest in gold?
Consider investing in gold through well-known and trustworthy dealers such as JM Bullion, APMEX, and American Hartford Gold. These are reliable options for gold investment.
What is the best gold to buy?
The best gold to buy for investors is typically gold coins. These are the most attractive options for those interested in buying and selling precious metals.
What are the unique offerings of Regal Assets?
Regal Assets offers a unique blend of precious metals and cryptocurrencies in their IRA accounts, allowing investors to diversify their retirement portfolios with assets such as gold, silver, platinum, palladium, Bitcoin, Ethereum, and Litecoin among others. This provides a diverse range of investment options.