Regal Assets vs JM Bullion: The Ultimate Guide
In the debate of ‘Regal Assets vs JM Bullion’, you’re dissecting two prime contenders for your gold IRA investment. This article cuts through the chase and dives directly into what you need to know: from upfront fees to customer service quality, and from investment diversity to storage security. By contrasting the modern, crypto-friendly approach of Regal Assets with the traditional, bullion-centered stance of JM Bullion, we empower you to decide which fits your fiscal future best, without the hard sell or overwhelming detail.
Key Takeaways
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Regal Assets distinguishes itself with a diversified gold IRA offering including precious metals and cryptocurrencies, while JM Bullion focuses mainly on physical gold and other precious metals.
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Both companies are highly regarded for their customer service, but offer different support hours and resources, with Regal Assets providing a more inclusive fee structure by covering all first-year fees for new accounts.
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Regal Assets provides a unique Regal IRA that allows for the inclusion of cryptocurrencies, positioning it as a forward-thinking choice for portfolio diversification, whereas JM Bullion remains more traditional with its precious metals selection.
Regal Assets and JM Bullion: A Comparative Overview
Regal Assets and JM Bullion are both prominent figures in the precious metals and gold IRA industry. Regal Assets, a leading force in the gold IRA industry, presents a varied array of gold IRA options, including precious metals like gold bullion and cryptocurrency. JM Bullion, on the other hand, has earned its place in the industry with a comprehensive inventory of gold investing options, readily available for shipping.
Both top gold IRA companies and other IRA companies value high-quality service and fair pricing above aggressive sales strategies, ensuring their credibility as your gold IRA partners.
Company Heritage and Expertise
Regal Assets, under the able leadership of Tyler Gallagher, has received numerous accolades including the Bullion Dealer Of The Year award in 2015. JM Bullion, established in 2011, has also made its mark by achieving a ranking of 40th in Inc. Magazine’s yearly ‘Inc. 500’ list of leading private companies in 2016. Both companies have proven their mettle in the industry, displaying a strong commitment to excellence and customer satisfaction.
Gold IRA Options
When it comes to gold IRA options, both companies offer a wide array of choices. Regal Assets offers a selection of gold IRA-eligible bullion bars and coins, alongside non-IRA eligible coins for personal collections.
Conversely, JM Bullion’s specific gold IRA offerings aren’t openly detailed, indicating that potential investors might need to conduct additional research.
Investment Philosophy
Despite operating in the same industry, Regal Assets and JM Bullion uphold distinct investment philosophies. Regal Assets has a forward-thinking philosophy, incorporating alternative asset options such as gold and cryptocurrencies into the realm of IRAs.
JM Bullion, on the other hand, seems to focus on the enduring value of physical gold investments within precious metals ira, precious metals iras, and precious metal IRAs.
Evaluating Customer Service and Support
The caliber of customer service can significantly influence a company’s reputation. Regal Assets and JM Bullion both appear to have a firm grasp in this regard. Regal Assets offers customer service through their call center, which is operational from Monday to Friday, while JM Bullion’s customer support receives high commendation, with an average of 4 stars on Trustpilot.
Client Testimonials and Reviews
When it comes to customer testimonials, Regal Assets and JM Bullion both have their share of praises and complaints. Regal Assets has garnered over 1,500 five-star online reviews on Birdeye, and while there have been some unfavorable reviews, they are few and far between.
JM Bullion, on the other hand, consistently maintains a higher satisfaction rating of 4 stars.
Support Channels
Support channels are essential for ensuring a smooth customer experience. Regal Assets offers customer service from Monday to Friday, 7:00 AM to 5:00 PM PST, while JM Bullion extends its customer service hours from Monday to Friday, 8:00 am to 6:00 pm CST. Both companies strive to provide timely and efficient support to their customers.
Fees and Pricing Structures
Understanding the fees and pricing structures is a crucial aspect of investing in a gold IRA. Regal Assets stands out by not imposing any charges for establishing a gold IRA account, and they even cover all first-year fees for new accounts.
Conversely, JM Bullion’s initial setup fees are dependent on the selected custodian.
Initial Setup and Annual Maintenance
In terms of initial setup and annual maintenance fees, Regal Assets offers an edge over JM Bullion by covering all first-year fees for new gold or crypto IRA accounts.
JM Bullion, on the other hand, specifies that their setup fee, an annual fee, and a storage fee are part of the initial setup.
Transparency and Hidden Costs
Transparency is key when it comes to fees and pricing structures. Regal Assets prides itself on its transparent fee and commission schedules. JM Bullion also follows suit, committing to transparent pricing and openly publishing their Sell-To-Us prices without any hidden dealer premiums or unexpected costs.
Precious Metals Selection and Quality
The selection and quality of precious metals offered by a company can significantly impact an investor’s decision. Both Regal Assets and JM Bullion offer a diverse range of precious metals, ensuring investors have a wide variety of options.
They also take measures to ensure the quality and authenticity of their precious metals, providing their customers with peace of mind when they decide to purchase precious metals.
Widely Traded Bullion Coins
Both Regal Assets and JM Bullion offer a selection of widely traded bullion coins such as Silver American Eagles and American Gold Eagle respectively. These coins are favored by investors due to their high demand and value in the market.
Purity and Authenticity Guarantees
When it comes to purity and authenticity, Regal Assets and JM Bullion go the extra mile to provide guarantees. Regal Assets provides a seven-day guarantee on each metal purchase, while JM Bullion employs rigorous inspection procedures to validate authenticity.
Storage and Security Protocols
Storage and security protocols are crucial for safeguarding your investment. Both firms adhere to stringent security measures. Regal Assets partners with Brink’s for vault storage solutions, whereas JM Bullion provides secure storage through TDS Vaults.
Domestic and International Storage
Domestic and international storage options are available from both firms. Regal Assets offers international storage in Dubai, Canada, and the UK. In contrast, JM Bullion provides six months of free storage at their Las Vegas facility for orders over $3,000.
Insurance and Safety Measures
In terms of insurance and safety measures, Regal Assets offers secure storage for IRA assets and JM Bullion provides double insurance for metals stored in their vaults. These measures ensure that the investor’s assets are well protected.
Portfolio Diversification and Alternative Assets
A balanced investment strategy incorporates portfolio diversification and alternative assets. Regal Assets promotes portfolio diversification through a range of alternative assets, encompassing cryptocurrencies.
In contrast, JM Bullion concentrates on a variety of precious metals offerings.
Regal IRA and Cryptocurrency Options
In the realm of alternative assets, Regal Assets leads the pack by offering a specialized self-directed IRA, the Regal IRA, which encompasses cryptocurrency options. This innovation allows investors to incorporate digital currencies into their retirement portfolios.
JM Bullion’s Focus on Precious Metals
On the other side of the coin, JM Bullion maintains a strong focus on precious metals, providing a comprehensive assortment of gold, silver, platinum, and palladium, similar to what you would find at the American Precious Metals Exchange.
This commitment to traditional investment options can be a draw for investors who prefer to stick to tried-and-true avenues.
IRA Rollovers and Transfers
Regal Assets and JM Bullion simplify the IRA rollovers and transfers process for their clients. Regal Assets provides a no-setup-fee rollover option and manages direct IRA transfers. Conversely, JM Bullion works with a preferred custodian to enable fund transfers from an old 401(k) to a self-directed IRA.
Step-by-Step Process
Understanding the process for IRA rollovers and transfers can make the process less daunting. Both companies provide clear instructions to guide their clients. Regal Assets completes the process in approximately 48 hours, while JM Bullion guides customers through the establishment of a self-directed IRA account and the transfer of funds from their current IRA.
Assistance and Guidance
Throughout the rollover and transfer process, Regal Assets and JM Bullion offer considerable support and guidance. Regal Assets aids clients in converting 401k to gold and rolling over existing retirement accounts into a Regal IRA, while JM Bullion offers instructions on bank wire and eCheck processes.
The Verdict: Regal Assets vs JM Bullion
Upon comparing the two companies extensively, Regal Assets stands out as the top choice for investors keen on establishing a gold IRA. Here are the reasons why:
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Diverse range of gold IRA options
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Exceptional customer service
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Transparent fees
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Emphasis on portfolio diversification
Regal Assets, a leading gold IRA company, provides a comprehensive solution for gold IRAs that is hard to match. For those considering investing in a gold IRA, it’s important to read through regal assets reviews on the regal assets website to get a better understanding of their offerings and customer experiences.
Summary
In conclusion, both Regal Assets and JM Bullion offer a robust suite of services for gold IRA investors. However, Regal Assets stands out for its comprehensive offerings, exceptional customer service, and innovative approach to portfolio diversification. Whichever company you choose, remember that the key to a successful gold IRA investment is thorough research and sound decision-making.
Frequently Asked Questions
Where is the best place to invest in gold?
The best place to invest in gold is with reputable dealers like JM Bullion, APMEX, and American Hartford Gold, known for their track record and strong customer service. These dealers offer a wide range of gold products, making them a reliable option for investment.
Is JM Bullion real or fake?
JM Bullion is a well-established online retailer offering a wide range of genuine precious metals products, ensuring the authenticity of each item they sell.
What gold to buy?
For a long-term investment without intention to sell over time, gold bars are the best option as they cost less per gram compared to gold coins. This is due to their lower premium.
What is the minimum investment for Regal assets?
The minimum investment for Regal Assets is $5,000, allowing you to purchase gold and other precious metals. An account executive can assist you in selecting suitable assets for your IRA.
What are the gold IRA options offered by Regal Assets and JM Bullion?
Regal Assets offers a variety of gold IRA-eligible bullion bars and coins, and JM Bullion provides a wide array of gold investing options. Consider exploring both options to make an informed decision.
