Regal Assets vs APMEX: Choosing the Best Provider for Your Retirement Portfolio

Deciding where to invest in a gold IRA can be daunting. You’re likely weighing Regal Assets vs APMEX, two leading choices in the precious metals market. Our side-by-side comparison will scrutinize their services, fees, and customer feedback, providing you a transparent view to identify the best match for your retirement investing needs.

Key Takeaways

Regal Assets Overview

Regal Assets

Regal Assets is a prominent player among gold IRA companies, boasting over a decade of experience. As a leading gold IRA company, the company has carved a niche for itself by offering a diverse selection of precious metals and alternative investment options, designed to enhance the robustness of your retirement portfolio. Setting up a gold IRA with Regal Assets is a seamless process, with the company managing all the nuances of account setup and fund contributions, making it one of the go-to providers in the market.

There are numerous advantages to investing in a Gold IRA with Regal Assets, including:

These factors make Regal Assets a compelling choice for investors.

Regal Assets Services and Products

Regal Assets

With a team experienced in managing IRA and 401K accounts, Regal Assets ensures a smooth process of establishing your Gold IRA in compliance with IRS rules. Their services span across IRA setup, funding, and IRS-compliant metals selection, making them a trusted partner in your journey to financial security with gold IRAs.

In terms of product offerings, Regal Assets provides a diverse array of options encompassing:

For precious metals investors seeking physical gold for their retirement accounts, this includes gold bullion bars and coins, offering the flexibility to choose products that best align with their investment goals.

Their commendable fee structure is based on a flat-fee system, promoting transparency and predictability for their clients.

Regal Assets Customer Reviews and Ratings

Customer satisfaction is at the heart of Regal Assets’ operations. The abundance of positive customer reviews stands as a testament to the company’s professionalism and customer service, particularly when dealing with investments in gold and silver coins, as well as other precious metals.

Regal Assets has received positive feedback on Trustpilot, where customers have expressed satisfaction and rated the company highly for its services in managing precious metal IRAs. One of the key factors contributing to their favorable reputation among customers seeking a precious metals IRA is their transparent fee and commission schedule, ensuring that investors are well-aware of the costs associated before making a commitment. Reading gold IRA reviews can help potential investors make an informed decision when choosing a company like Regal Assets.

APMEX Overview

Regal Assets

APMEX, also known as the American Precious Metals Exchange, is a reputed dealer in the precious metals realm. Known for its extensive product range and strong standing within the industry, APMEX has been serving customers since its establishment in 2000. Over the years, the company has grown significantly, offering a wide range of products, including:

Headquartered in Oklahoma City, APMEX offers a wide range of precious metal products, including:

The company is currently led by CEO Kenneth Lewis, a seasoned professional with over 20 years of leadership experience, further cementing APMEX’s position as a trustworthy and reliable player in the precious metals market.

APMEX Services and Products

With a wide range of precious metal products, APMEX caters to the diverse needs of investors. Their extensive product catalog includes:

These options provide investors with ample choices to diversify their portfolios.

In addition to their broad product offerings, APMEX provides:

APMEX Customer Reviews and Ratings

Customers have mixed opinions about APMEX. While some customers commend the company’s product selection and customer service, others have raised concerns over their pricing and buying practices. Their rating on Trustpilot stands at 2.2 out of 5 stars, indicating a range of customer experiences and feedback.

Despite the mixed reviews, APMEX has shown dedication to resolving customer complaints. The Better Business Bureau (BBB) has closed 31 complaints out of the 102 received in the last 3 years, indicating APMEX’s commitment to improving their services and customer satisfaction. Furthermore, they offer a loyalty program called the Bullion Club, providing additional benefits to repeat customers.

Comparing Regal Assets and APMEX: Key Factors

Several key factors emerge in the comparison between Regal Assets and APMEX, including fees, product selection, and customer service. Understanding these factors is critical to making an informed decision that aligns with your investment objectives and financial planning strategy.

Regal Assets is praised for its transparent pricing policy, which includes no fees for IRA rollovers and flat annual service and storage fees. On the other hand, APMEX offers less detailed information on their pricing, potentially necessitating additional research for customers to fully comprehend their fee structure.

Fees and Pricing

When it comes to fees and pricing, both companies have competitive structures, but Regal Assets stands out for its transparency and lower overall costs. Regal Assets imposes a flat annual administration fee of $80, in addition to an annual storage and insurance fee of $150, providing clarity and predictability for their clients.

In contrast, APMEX’s pricing structure is less transparent. While they offer a vast product selection, their prices may be higher for smaller amounts, potentially resulting in a higher premium. Although Regal Assets may appear more attractive in terms of pricing, investors should consider their individual investment needs and amounts before making a decision.

Product Selection and Availability

In terms of product selection, APMEX and Regal Assets have distinct offerings. APMEX, as a prominent online vendor of precious metals, offers a wider array of selections, including:

They provide a range of valuable metal products, catering to varied investor needs.

On the other hand, Regal Assets provides a diverse range of products specifically tailored to retirement account needs, encompassing bullion products for precious metals IRAs and alternative assets like cryptocurrency. This focus makes them a compelling choice for investors looking to diversify their retirement portfolios with a mix of traditional and alternative assets.

Customer Service and Support

Customer service is a crucial factor in the decision-making process, as it can significantly impact your overall experience with the company. Regal Assets offers customer service through phone and messaging, providing customers with convenient channels to address any inquiries or seek support. Their customer service has received predominantly positive reviews, reflecting their commitment to customer satisfaction.

In contrast, APMEX’s customer service has garnered mixed reviews. While they do offer customer service through phone, email, and online messaging, some customers have expressed dissatisfaction with their experiences. Therefore, while APMEX’s product selection may be impressive, their customer service is an area that potential investors should consider.

Storage Options: Regal Assets vs APMEX

Regal Assets

When investing in precious metals, secure storage is a critical consideration. Both Regal Assets and APMEX offer storage options for your precious metals, ensuring the safety and security of your investment.

Regal Assets offers allocated storage, which keeps each client’s precious metals separate and secure. This service is particularly attractive for investors looking for peace of mind, knowing that their assets are safely stored and readily accessible when needed.

On the other hand, APMEX, while providing secure storage options, does not provide detailed information about their storage facilities, potentially necessitating further inquiry from interested investors.

IRA Rollovers and Transfers: Process and Ease

While both Regal Assets and APMEX assist with IRA rollovers and transfers, the process can differ. Regal Assets is known for its streamlined and efficient process, making IRA transfers a breeze. The IRA transfer process typically requires 2 business days, whereas the 401(K) rollover process generally takes between 15 and 30 days.

APMEX, too, facilitates IRA rollovers and transfers. The process entails reaching out to your 401(k) administrator to inquire about in-service withdrawals and then transferring your current 401(k) assets to a new or existing IRA account. While the process is straightforward, it may require more effort on the part of the investor compared to Regal Assets.

Alternative Investment Options

Given today’s dynamic investment landscape, diversification is crucial, including within your retirement portfolio. This is where alternative investment options come into play.

Regal Assets shines in this aspect, offering alternative investment options such as cryptocurrencies. This allows investors to diversify their portfolios beyond traditional precious metals and benefit from the potential high returns associated with cryptocurrencies. On the other hand, APMEX is primarily focused on precious metals, although they do offer products such as gold mutual funds, gold ETFs, and options for Precious Metals IRAs.

Reputation and Industry Standing

Regal Assets

When choosing a Gold IRA provider, reputation and industry standing are significant factors to consider. In this regard, Regal Assets has a strong reputation, backed by numerous positive reviews and accolades. They have been recognized as the leading Gold IRA provider in America and have consistently received high ratings on Trustpilot, indicating a high level of customer satisfaction.

APMEX, however, has a somewhat mixed reputation. While they are a well-established player in the industry, some customer complaints regarding pricing and buying practices have somewhat tarnished their image. Despite this, APMEX remains committed to improving their services and has shown dedication in resolving customer complaints.


In sum, both Regal Assets and APMEX are strong contenders in the Gold IRA industry. Regal Assets stands out for its transparent pricing, diverse product offerings tailored to retirement accounts, and excellent customer service. While APMEX has a larger product catalog, some customers have raised concerns about their pricing and buying practices.

Ultimately, the choice between Regal Assets and APMEX will depend on your individual investment needs and objectives. Whether you’re looking for a diverse range of products, competitive pricing, or top-notch customer service, both companies have their unique strengths that can cater to different investor needs.

Frequently Asked Questions

What is the most trusted place to buy gold and silver?

Based on reputation and reliability, JM Bullion, APMEX, and American Hartford Gold are some of the most trusted places to buy gold and silver.

What are the disadvantages of a gold IRA?

The disadvantages of a gold IRA include relatively low returns, contribution limits, early withdrawal penalties, and higher maintenance costs compared to other IRA types. Considering these factors is important when evaluating investment options.

What is the best gold to buy?

The best gold to buy is gold coins, which have historically been the most attractive option for investors.

Is Goldco a reputable company?

Yes, Goldco is a reputable company due to its positive reviews, excellent customer service, commitment to educating investors, and diverse investment options. However, it’s important to consider the potential drawbacks such as the volatility of precious metal investments and associated fees.

What are the fees and pricing structures for Regal Assets and APMEX?

Regal Assets charges a flat annual administration fee of $80 and an annual storage and insurance fee of $150, while APMEX’s pricing structure may require further investigation on the part of potential customers.