AmeriGold Review: An In-Depth Look at Precious Metals Investing

Is AmeriGold the right choice for your precious metals investment? In this straightforward AmeriGold review, we’re breaking down their services, fees, customer experience, and the security they promise investors. Whether it’s your first foray into metals or you’re expanding your portfolio, here’s what you need to know about AmeriGold without the sales pitch.

Key Takeaways

Exploring AmeriGold’s Precious Metals Services

A variety of precious metal products including gold, silver, platinum, and palladium

AmeriGold is a specialist in precious metals investing. The company offers a diverse range of precious metals products, including:

They also offer a unique opportunity to establish a self-directed IRA supported by tangible gold or silver, an attractive option for those who prefer to expand their investment portfolio beyond fiat currency.

Such dedication to providing an array of investment opportunities in precious metals has earned them an A+ rating from the Better Business Bureau, making AmeriGold a reliable choice for those looking to diversify their assets and build a robust financial portfolio.

The Process of Starting a Gold IRA with AmeriGold

Initiating a Gold IRA with AmeriGold is uncomplicated. They assist investors in selecting a custodian to manage their affairs. This custodian facilitates the transfer of funds from your existing retirement plan to your new self-directed IRA account, marking the first step in funding your Gold IRA and purchasing physical gold.

Subsequently, the investor fills out an ‘Investment Direction Form’, stating AmeriGold as their preferred dealer and maintaining authority over their account. AmeriGold’s Gold IRAs have an annual contribution limit of $6,000 for individuals under 59 and $7,000 for those over 59, providing an opportunity for investors to grow their retirement savings.

Selection of Precious Metal Products

AmeriGold’s selection of precious metal products is diverse, catering to varying investor preferences. For instance, they offer bullion coins like Maple Leaf, American Eagles, and Austrian Philharmonics in gold, silver, and other precious metals. For those interested in bars, AmeriGold provides different sizes for gold, silver, and platinum, as well as palladium-accredited bars. All these products are sourced from reputable precious metals bar fabricators, ensuring that you’re investing in high-quality products.

The Buying Experience

AmeriGold's purchasing process with wire transfer as the primary payment method

Acquiring precious metals from AmeriGold is a hassle-free procedure. The company offers the following:

One needs to be sure before buying precious metals since AmeriGold might levy penalties and fees if an order is canceled, more so if the value of the metals ordered drops throughout the transaction period. Therefore, it’s crucial to research and plan carefully when you decide to purchase precious metals.

Customer Service and Support

AmeriGold takes pride in their dedication to customer service. They offer assistance through various channels, including email, phone, and specialized IRA assistance. The company aims to guide clients through the investment process, offering comprehensive evaluation of personal investment goals, tailored advice, and suitable precious metals investment recommendations.

They also provide robust post-purchase support, ensuring continuous assistance following an investment. Whether you’re a first-time investor or an experienced one, AmeriGold’s customer service is designed to help you navigate your precious metals investment journey with ease.

Guidance and Education

Grasping the complexities of precious metals investing can be challenging for both newcomers and experienced investors. AmeriGold fills this gap by offering:

They even extend assistance in understanding the gold IRA investment process, guiding investors step-by-step through the process of investing IRA funds in precious metals.

Post-Purchase Support

AmeriGold understands that the customer’s journey doesn’t end with a purchase. They provide comprehensive post-purchase support, offering assistance with storage of purchased precious metals and facilitating delivery to the customer’s home or chosen depository. For any questions or concerns following a purchase, customers have easy access to AmeriGold’s customer service hotline.

If you wish to sell gold or other precious metals back to AmeriGold, the process to sell precious metals can be initiated by contacting the company for a current quote or selling price.

Fees and Costs Transparency

AmeriGold’s business ethos is marked by transparency in fees and costs. They make it a point to inform clients about the majority of their fees, especially those crucial to precious metals IRAs such as custodian and storage fees. However, clients should also inquire about potential hidden charges.

AmeriGold collects Denver sales tax on all gold purchases, which is factored into the total price. Depending on your state of residence, you may also be required to pay additional sales tax. While the company can facilitate tax payments to the local IRS, clients must specifically request this service.

Understanding Custodian and Storage Fees

Any investor must understand custodian and storage fees. The management of your gold IRA at AmeriGold is done by a custodian, who discloses the expenses associated with establishing a gold IRA, including custodian fees, upkeep, and storage. AmeriGold charges $100 annually for unsegregated storage and $150 for segregated storage. However, they offer complimentary storage and waive custodian account fees for the initial year on accounts with a balance of $50,000 or more. It’s worth noting that AmeriGold’s fee structure compares favorably with other gold IRA companies, making it an appealing choice for investors.

Sales Tax and Hidden Charges

Sales tax may apply to precious metal purchases from AmeriGold, and it’s important for clients to be aware of this. Their sales tax collection is determined by the type of precious metal and relevant tax laws, and may apply to some or all of the products purchased. AmeriGold ensures transparency by clearly indicating the total price at the time the product is presented to consumers.

However, clients should inquire about any potential undisclosed charges or additional fees for a complete understanding of the costs involved.

Security Measures and Logistics

AmeriGold's emphasis on security and logistics for safe delivery of precious metals

Security holds utmost importance when investing in precious metals. AmeriGold prioritizes the security of your investment by:

Furthermore, AmeriGold partners with IRS-approved companies to provide clients with secure storage options, guaranteeing the safety of their precious metals prior to shipment.

Ensuring Safe Delivery

AmeriGold implements numerous measures to guarantee the secure delivery of precious metals. These measures include:

AmeriGold applies a flat shipping fee of $40 for orders below $10,000, but offers free shipping for orders surpassing this amount. It’s important to note that you have a 2-day window from receipt to report any damaged packages in order to be considered for coverage.

Insurance and Liability

AmeriGold provides comprehensive insurance coverage for all shipments, guaranteeing the protection of your investment during transit. This coverage includes a wide range of incidents that may occur during transit, providing reassurance to clients.

In the event of lost or damaged shipments, AmeriGold may prorate recoverable freight charges and offer compensation of $0.50 per pound for lost, damaged, or destroyed goods.

Selling Back to AmeriGold

Selling back to AmeriGold with fair quotes and flexible payment options

Selling your precious metals back to AmeriGold is as easy as purchasing from them. The company offers a straightforward process that involves:

  1. Contacting them for a buyback quote based on the current market price.

  2. There is a minimum transaction amount of $5,000 per order.

  3. The precious metals sold back should adhere to the purity levels outlined by the company.

If the metals were not originally purchased from AmeriGold, a representative will need to inspect the items before providing a quote.

Getting a Fair Quote

Receiving a fair quote while selling back your precious metals to AmeriGold is uncomplicated. Simply contact the company to inquire about their current quote. The quote you receive will be based on the current market price of the precious metal you’re selling.

It’s also worth noting that if you accept the buyback quote, there is a 7-day window available for cancellation. However, if cancellation occurs after agreeing to the stipulations in the contract and AmeriGold has incurred financial losses, the responsibility for covering those losses falls upon the individual.

Payment Options and Timelines

When selling back to AmeriGold, customers have the option to receive payment through checks or wire transfers, providing a seamless and convenient transaction process. Payments should be sent via an overnighted personal check within 48 hours, or through a direct bank wire transfer. AmeriGold does not accept cash, money orders, or cashier’s checks.

Upon selling your precious metals, you can anticipate receiving funds from AmeriGold within a maximum of 48 hours. It’s important to inquire about any fees associated with different payment methods to ensure clarity and avoid any unexpected charges.

Diving Into AmeriGold’s Reputation

AmeriGold holds a strong and commendable reputation in the precious metals investment industry. They have:

This is a testament to their adherence to specific quality and dependability criteria.

The positive feedback from customers, particularly about their exceptional customer service and efficient approach to meeting customer needs, further solidifies their standing in the industry.

Accreditation and Ratings

AmeriGold's accreditation by the Better Business Bureau with an A+ rating

AmeriGold’s A+ rating from the Better Business Bureau is an indication of their commitment to upholding quality and trust criteria. This accreditation, obtained on March 13, 1999, demonstrates their enduring dedication to maintaining these standards. The BBB’s rating system is based on various aspects of marketplace behavior, and AmeriGold’s A+ rating is consistent with other precious metal companies, signifying a high degree of reliability and customer contentment within the sector.

Client Testimonials and Reviews

AmeriGold’s excellent customer service includes:

After three years of service, clients have found AmeriGold to be a reliable and trustworthy company.

These testimonials, coupled with the absence of adverse reviews or complaints about AmeriGold, indicate a favorable customer experience and satisfaction with their services.

Aligning Investment Goals with AmeriGold’s Offerings

Harmonizing your investment objectives with AmeriGold’s offerings can guarantee long-term growth and a varied portfolio. AmeriGold provides a wide array of investment options such as gold, silver, platinum, and palladium bullion coins and bars, as well as numismatic and collectible coins. This enables investors to diversify their investment portfolio and pursue wealth preservation.

Their specialized focus on assisting investors in diversifying their portfolio with tangible assets like gold, silver, and platinum supports their goals for diversification and wealth preservation.

Matching Products with Investor Needs

AmeriGold, a reputable precious metals dealer, works closely with clients to match their investment needs with the appropriate precious metal products and strategies. By promoting precious metals, they assess the individual investment objectives of customers and suggest the most appropriate precious metals investments to optimize returns and mitigate risk, making it an ideal choice for those looking to buy precious metals.

AmeriGold provides a comprehensive selection of precious metals products, encompassing gold, silver, platinum, and palladium options. This includes sought-after items such as American Gold Eagles, 90% Silver Bags, and Canadian Platinum Maple Leafs, among others.

Strategies for Long-Term Growth

AmeriGold helps clients build a solid investment portfolio with precious metals, emphasizing long-term growth and diversification. They advise strategies including diversifying with a variety of precious metals and utilizing precious metals IRA for individuals seeking to invest retirement funds in precious metals to optimize profit and mitigate risk.

Diversification plays a crucial role in the long-term growth of a precious metals portfolio, mitigating risk by spreading it across multiple metals and minimizing the impact of price fluctuations in any single metal.


In conclusion, AmeriGold stands out as a solid choice for those looking to diversify their investment portfolio through precious metals. Their wide array of products, commendable customer service, transparency in fees, secure delivery, and insurance coverage ensure a seamless and rewarding investment experience. With an A+ BBB rating and positive client testimonials, AmeriGold’s reputation in the precious metals investment industry is strong. Whether you’re a first-time investor or an experienced one, aligning your investment goals with AmeriGold’s offerings can ensure long-term growth and a robust financial future.

Frequently Asked Questions

What types of precious metals does AmeriGold offer?

AmeriGold offers a diverse range of precious metals, including gold, silver, platinum, and palladium in the form of bullion coins and bars, as well as numismatic and collectible coins.

How does AmeriGold ensure the secure delivery of precious metals?

AmeriGold ensures secure delivery of precious metals by using robust packaging, discreet labeling, and requiring signature confirmation for deliveries, as well as employing registered, insured delivery for their products. This ensures protection and traceability for the shipments.

How can I sell my precious metals back to AmeriGold?

To sell your precious metals back to AmeriGold, contact them for a buyback quote based on the current market price and be mindful of the minimum transaction amount of $5,000 per order.

What are the fees associated with AmeriGold’s custodian and storage fees?

AmeriGold charges $100 annually for unsegregated storage and $150 for segregated storage, with complimentary storage and waived custodian account fees for the initial year on accounts with a balance of $50,000 or more.

What strategies does AmeriGold advise for long-term growth?

AmeriGold advises diversifying with various precious metals and using self-directed IRAs for individuals investing their retirement funds in precious metals for long-term growth. This helps optimize profit and reduce risk.